Terms and Conditions

Last updated: Julio 2025

Introduction

These Terms and Conditions govern your use of the website sanineco.com operated by Sanineco S.A.S. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

Service Description

Sanineco provides a financial information and education platform. The content available on our website is for informational and educational purposes only. We do not provide personalized financial, investment, legal, or tax advice.

Disclaimer

This site is for informational purposes only and is not responsible for any loss of funds. Investment decisions are the sole responsibility of the user. Past performance does not guarantee future results. All investment carries risks, including the possible loss of invested capital.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Sanineco S.A.S. and its licensors. The Service is protected by copyright, trademark, and other laws of Colombia and foreign countries.

User Conduct

You agree not to use the Service to: violate any applicable law, distribute illegal or harmful content, attempt unauthorized access to any part of the Service, interfere with the operation of the Service.

Limitation of Liability

In no event shall Sanineco S.A.S., its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Colombia, without regard to its conflict of law provisions. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Bogotá, Colombia.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

Contact

If you have any questions about these Terms, please contact us at: info@sanineco.com